/* ================================================================
   Jentoryx — Colorful gradients, N26-inspired
   Font: Manrope
   Teal + warm cream + coral transitions between sections
   ================================================================ */
*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}

:root{
    --bg:#FFFFFF;--cream:#FFF7ED;--cream-deep:#FFF1E0;--teal-bg:#0F766E;--teal:#0D9488;--teal-hover:#0F766E;--teal-light:#CCFBF1;--teal-100:#99F6E4;
    --coral:#F97316;--coral-light:#FFF7ED;--coral-100:#FFEDD5;
    --ink:#0F172A;--slate:#334155;--muted:#64748B;--dim:#94A3B8;--light:#CBD5E1;
    --red:#DC2626;--red-light:#FEF2F2;
    --border:#E2E8F0;--border-soft:#F1F5F9;
    --shadow-xs:0 1px 2px rgba(0,0,0,.04);--shadow-sm:0 2px 6px rgba(0,0,0,.05);--shadow-md:0 6px 16px rgba(0,0,0,.07);--shadow-lg:0 12px 32px rgba(0,0,0,.1);
    --font:'Manrope',system-ui,sans-serif;
    --r:14px;--r-sm:8px;--r-lg:20px;--r-xl:28px;--r-pill:50px;
    --ease:.25s ease;
}

html{scroll-behavior:smooth}
body{font-family:var(--font);font-size:16px;line-height:1.65;color:var(--slate);background:var(--bg);-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--teal);text-decoration:none;transition:color var(--ease)}
a:hover{color:var(--teal-hover)}
.inner{max-width:1060px;margin:0 auto;padding:0 24px}

h1,h2,h3,h4{font-weight:800;line-height:1.12;color:var(--ink);letter-spacing:-.03em}
h1{font-size:clamp(32px,5.5vw,56px)}
h2{font-size:clamp(24px,3.5vw,40px)}
h3{font-size:clamp(17px,2vw,22px)}
p{margin-bottom:16px}

/* ── Buttons ── */
.action{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 28px;font-family:var(--font);font-size:14px;font-weight:700;border-radius:var(--r-pill);border:none;cursor:pointer;transition:all var(--ease);text-decoration:none}
.action-teal{background:var(--teal);color:#fff}.action-teal:hover{background:var(--teal-hover);color:#fff;box-shadow:0 6px 20px rgba(13,148,136,.2);transform:translateY(-1px)}
.action-coral{background:var(--coral);color:#fff}.action-coral:hover{background:#EA580C;color:#fff;box-shadow:0 6px 20px rgba(249,115,22,.2)}
.action-white{background:#fff;color:var(--ink);border:1.5px solid var(--border)}.action-white:hover{border-color:var(--teal);color:var(--teal)}
.action-sm{padding:10px 22px;font-size:13px}
.action-ghost{background:none;color:var(--muted);padding:8px 12px;font-weight:600;font-size:13px}.action-ghost:hover{color:var(--ink)}

/* ── Header (transparent overlay) ── */
.top-bar{position:fixed;top:0;left:0;right:0;z-index:100;transition:background .3s,box-shadow .3s}
.top-bar.scrolled{background:rgba(255,255,255,.95);backdrop-filter:blur(10px);box-shadow:0 1px 8px rgba(0,0,0,.06)}
.top-row{display:flex;align-items:center;justify-content:space-between;height:64px}
.top-logo img{height:30px}
.top-nav{display:flex;gap:4px;align-items:center}
.top-link{padding:7px 14px;border-radius:var(--r-pill);font-size:13px;font-weight:600;color:var(--muted);transition:all var(--ease)}
.top-link:hover{color:var(--ink);background:rgba(0,0,0,.04)}
.top-link.on{color:var(--teal)}
.top-cta{padding:9px 22px;background:var(--teal);color:#fff!important;font-size:12px;font-weight:700;border-radius:var(--r-pill);transition:all var(--ease)}
.top-cta:hover{background:var(--teal-hover);box-shadow:0 4px 12px rgba(13,148,136,.2)}
.top-burger{display:none;background:none;border:none;cursor:pointer;width:28px;height:28px;position:relative}
.top-burger span{position:absolute;left:3px;width:22px;height:2px;background:var(--ink);border-radius:2px;transition:all .2s}
.top-burger span:first-child{top:9px}.top-burger span:last-child{top:17px}
@media(max-width:768px){.top-nav{display:none;position:fixed;top:64px;left:0;right:0;flex-direction:column;background:#fff;padding:16px 24px;border-bottom:1px solid var(--border);box-shadow:var(--shadow-md)}.top-nav.open{display:flex}.top-burger{display:block}.top-cta{display:none}}

/* ── Sections with color transitions ── */
.zone{padding:88px 0}
.zone-cream{background:var(--cream)}
.zone-teal{background:var(--teal-bg);color:#fff}
.zone-teal h2,.zone-teal h3{color:#fff}.zone-teal p{color:rgba(255,255,255,.7)}
.zone-coral{background:var(--coral-light)}
.zone-muted{background:var(--border-soft)}
.zone-head{max-width:560px;margin-bottom:48px}
.zone-head.mid{text-align:center;margin-left:auto;margin-right:auto}
.zone-head p{font-size:17px;margin-top:10px}
.chip{display:inline-flex;align-items:center;gap:6px;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:1.5px;color:var(--teal);background:var(--teal-light);padding:6px 14px;border-radius:var(--r-pill);margin-bottom:14px}
.chip-white{color:#fff;background:rgba(255,255,255,.15)}

/* ── Hero (teal gradient, full width) ── */
.hero{padding:140px 0 80px;background:linear-gradient(170deg,#0F766E 0%,#0D9488 40%,#14B8A6 100%);color:#fff;position:relative;overflow:hidden}
.hero::after{content:'';position:absolute;bottom:-2px;left:0;right:0;height:60px;background:var(--cream);border-radius:40px 40px 0 0}
.hero .inner{position:relative;z-index:1}
.hero h1{color:#fff;max-width:640px;margin-bottom:16px}
.hero p{color:rgba(255,255,255,.8);font-size:19px;max-width:500px;margin-bottom:32px}
.hero-row{display:flex;gap:12px;flex-wrap:wrap}
.hero-chips{display:flex;gap:8px;margin-top:40px;flex-wrap:wrap}
.hero-chip{display:inline-flex;align-items:center;gap:6px;padding:8px 16px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.15);border-radius:var(--r-pill);font-size:12px;font-weight:600;color:rgba(255,255,255,.8)}
.hero-chip i{font-size:11px}
@media(max-width:768px){.hero{padding:100px 0 60px}}

/* ── Platform Cards (wide, horizontal) ── */
.broker-stack{display:flex;flex-direction:column;gap:12px}
.bk{display:flex;align-items:center;gap:20px;background:#fff;border:1.5px solid var(--border);border-radius:var(--r-lg);padding:24px;transition:all var(--ease);box-shadow:var(--shadow-xs)}
.bk:hover{border-color:var(--teal);box-shadow:var(--shadow-md);transform:translateY(-2px)}
.bk.top{border-color:var(--teal);background:var(--teal-light);box-shadow:0 0 0 1px var(--teal)}
.bk-pos{width:32px;height:32px;background:var(--border-soft);border-radius:var(--r-sm);display:flex;align-items:center;justify-content:center;font-size:14px;font-weight:800;color:var(--muted);flex-shrink:0}
.bk.top .bk-pos{background:var(--teal);color:#fff}
.bk-icon{width:48px;height:48px;background:var(--border-soft);border:1px solid var(--border);border-radius:var(--r);display:flex;align-items:center;justify-content:center;flex-shrink:0}
.bk-icon img{max-width:32px;max-height:32px;object-fit:contain}
.bk-info{flex:1;min-width:0}
.bk-name{font-size:17px;font-weight:800;color:var(--ink);display:flex;align-items:center;gap:8px}
.bk-label{font-size:9px;font-weight:700;background:var(--coral);color:#fff;padding:3px 8px;border-radius:var(--r-pill);text-transform:uppercase}
.bk-desc{font-size:12px;color:var(--dim);margin-top:2px}
.bk-rating{text-align:right;flex-shrink:0;margin:0 8px}
.bk-val{font-size:28px;font-weight:800;color:var(--teal);line-height:1}
.bk-out{font-size:10px;color:var(--dim)}
.bk-btns{display:flex;gap:6px;flex-shrink:0}
@media(max-width:768px){.bk{flex-wrap:wrap}.bk-btns{width:100%}.bk-btns a{flex:1;text-align:center;justify-content:center}}

/* ── Steps (horizontal with icons, colored circles) ── */
.steps-row{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.step{text-align:center}
.step-icon{width:64px;height:64px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:22px;margin:0 auto 16px}
.step-icon-teal{background:var(--teal-light);color:var(--teal)}
.step-icon-coral{background:var(--coral-100);color:var(--coral)}
.step-icon-cream{background:var(--cream-deep);color:var(--coral)}
.step-icon-blue{background:#DBEAFE;color:#2563EB}
.step h3{font-size:16px;margin-bottom:6px}
.step p{font-size:13px;color:var(--muted);margin:0}
@media(max-width:768px){.steps-row{grid-template-columns:1fr 1fr}}
@media(max-width:480px){.steps-row{grid-template-columns:1fr}}

/* ── Review page ── */
.rv-top{padding:40px 0;border-bottom:1px solid var(--border);background:var(--border-soft)}
.rv-top-inner{display:flex;align-items:center;gap:20px;flex-wrap:wrap}
.rv-thumb{width:52px;height:52px;background:#fff;border:1.5px solid var(--border);border-radius:var(--r);display:flex;align-items:center;justify-content:center}
.rv-thumb img{max-width:34px;max-height:34px;object-fit:contain}
.rv-two{display:grid;grid-template-columns:1fr 260px;gap:48px;padding:48px 0}
.rv-txt h2{margin-top:32px;margin-bottom:10px;font-size:21px}.rv-txt h2:first-child{margin-top:0}
.rv-txt p{color:var(--muted)}
.rv-txt ul,.rv-txt ol{color:var(--muted);padding-left:20px;margin-bottom:16px}
.rv-txt li{margin-bottom:6px}
.rv-stick{position:sticky;top:84px}
.rv-box{background:var(--border-soft);border:1.5px solid var(--border);border-radius:var(--r-lg);padding:24px}

.updown{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:24px 0}
.up{background:var(--teal-light);border:1px solid var(--teal-100);padding:20px;border-radius:var(--r)}
.down{background:var(--red-light);border:1px solid #FECACA;padding:20px;border-radius:var(--r)}
.up h4{color:var(--teal);font-size:13px;margin-bottom:8px}.down h4{color:var(--red);font-size:13px;margin-bottom:8px}
.up ul,.down ul{list-style:none}.up li,.down li{font-size:13px;padding:3px 0}
.up li{color:#065F46}.down li{color:#991B1B}

.facts{width:100%;border-collapse:collapse;margin:20px 0}
.facts th,.facts td{padding:10px 14px;text-align:left;border-bottom:1px solid var(--border);font-size:13px}
.facts th{color:var(--dim);font-weight:600;width:40%;background:var(--border-soft)}
.facts td{color:var(--ink)}

@media(max-width:768px){.rv-two{grid-template-columns:1fr}.rv-stick{position:static}.rv-top-inner{flex-direction:column;align-items:flex-start}.updown{grid-template-columns:1fr}}

/* ── Breadcrumbs ── */
.trail{padding:10px 0;font-size:13px;color:var(--dim)}
.trail a{color:var(--dim)}.trail a:hover{color:var(--teal)}
.trail span{margin:0 6px}

/* ── Footer (3-col, cream bg) ── */
.ft{background:var(--ink);color:rgba(255,255,255,.4);padding:40px 0 0}
.ft-cols{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:32px;padding-bottom:28px}
.ft-about p{font-size:12px;line-height:1.7;margin-top:10px}
.ft-about a{color:rgba(255,255,255,.5)}.ft-about a:hover{color:var(--teal)}
.ft-group h4{font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:1.5px;color:rgba(255,255,255,.2);margin-bottom:12px}
.ft-group a{display:block;font-size:12px;color:rgba(255,255,255,.4);margin-bottom:7px}.ft-group a:hover{color:var(--teal)}
.ft-legal{border-top:1px solid rgba(255,255,255,.06);padding:14px 0;font-size:11px;line-height:1.7;color:rgba(255,255,255,.2)}
.ft-legal a{color:rgba(255,255,255,.3)}.ft-legal a:hover{color:var(--teal)}
.ft-legal i{color:var(--red);margin-right:3px;font-size:10px}
.ft-18{background:var(--red);color:#fff;font-size:8px;font-weight:700;padding:2px 5px;border-radius:3px;margin:0 3px}
@media(max-width:768px){.ft-cols{grid-template-columns:1fr}}

/* ── Cookie ── */
.consent{position:fixed;bottom:0;left:0;right:0;background:#fff;border-top:1.5px solid var(--border);box-shadow:0 -4px 16px rgba(0,0,0,.06);z-index:10000;padding:14px 0}
.consent-row{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}
.consent p{font-size:13px;color:var(--muted);margin:0}.consent a{color:var(--teal)}
.consent-btns{display:flex;gap:6px;flex-shrink:0}
.consent-opts{padding:10px 0;border-top:1px solid var(--border)}
.consent-opts label{display:inline-block;padding:3px 10px;font-size:13px;color:var(--muted);cursor:pointer}
.consent-opts input{accent-color:var(--teal);margin-right:4px}
.consent-icon{position:fixed;bottom:16px;left:16px;width:36px;height:36px;background:#fff;color:var(--teal);border:1.5px solid var(--border);border-radius:50%;font-size:13px;cursor:pointer;z-index:9999;display:flex;align-items:center;justify-content:center;box-shadow:var(--shadow-sm);transition:all var(--ease)}.consent-icon:hover{box-shadow:var(--shadow-md)}

/* ── Articles ── */
.edu-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.edu{background:#fff;border:1.5px solid var(--border);border-radius:var(--r-lg);padding:24px;transition:all var(--ease)}
.edu:hover{border-color:var(--teal);box-shadow:var(--shadow-md)}
.edu-chip{font-size:10px;font-weight:700;text-transform:uppercase;color:var(--coral);letter-spacing:.5px;margin-bottom:10px}
.edu h3{font-size:16px;margin-bottom:6px}.edu h3 a{color:var(--ink)}.edu h3 a:hover{color:var(--teal)}
.edu p{font-size:13px;color:var(--dim);margin:0}
@media(max-width:768px){.edu-grid{grid-template-columns:1fr}}

/* ── Legal ── */
.law{padding-bottom:24px;margin-bottom:24px;border-bottom:1px solid var(--border)}
.law:last-of-type{border:none}
.law h2{font-size:17px;margin-bottom:8px;display:flex;align-items:center;gap:10px}
.law h2 i{color:var(--teal);font-size:15px}
.law p{color:var(--muted);margin-bottom:8px;font-size:15px}
.law ul{color:var(--muted);padding-left:20px;margin-bottom:8px;font-size:14px}
.law li{margin-bottom:4px}

/* ── Trust Cards ── */
.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:32px 0}
.trust-card{background:#fff;border:1.5px solid var(--border);border-radius:var(--r-lg);padding:28px;text-align:center;transition:all var(--ease)}
.trust-card:hover{border-color:var(--teal);box-shadow:var(--shadow-md)}
.trust-icon{width:56px;height:56px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:20px;margin:0 auto 14px}
.trust-icon-teal{background:var(--teal-light);color:var(--teal)}
.trust-icon-coral{background:var(--coral-100);color:var(--coral)}
.trust-icon-blue{background:#DBEAFE;color:#2563EB}
.trust-card h3{font-size:16px;margin-bottom:6px}
.trust-card p{font-size:13px;color:var(--muted);margin:0}
.trust-card a{font-size:13px}
@media(max-width:768px){.trust-grid{grid-template-columns:1fr}}

/* ── Utils ── */
.text-center{text-align:center}